Moreover, Rogoff acknowledges that the downsides that he ascribes hat for the summer to paper currency can be upsides depending on one s values and on one s own circumstances. For example, Rogoff argues that one benefit of mostly eliminating cash would be that illegal immigrants could no longer work and live in their adopted country under the radar, but notes that  what one person sees as illegal immigration, another might see as an escape mechanism for those fleeing from persecution and extreme poverty .

More than that, it is in this section that Rogoff makes the most problematic assumptions about his audience. While many Keynesians might embrace the newfound men's hat for summer potential for negative real interest rates, many others especially exponents of the Austrian school  would think giving central banks this capability would be destructive and immoral, allowing the state to further siphon off mens hat types individuals hard-earned cash balances. In this case, Rogoff s flagship argument may come across to many as a huge drawback of phasing out cash.

But Rogoff anticipates this objection, and counters that central banks are perfectly able to debase currency under the status quo by printing money. However, this raises another question: If central banks can already debase currency, and therefore set negative real interest rates, whereby nominal interest remain positive ushanka hat but lower than the rate of inflation, what is so essential about negative nominal interest rates? Rogoff does not seem to explicitly answer that question.

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A Surfeit of Sunsets is that kind white hat of good. It is a novel of large themes  sex, love, colonisation, friendship and home  caught in sharp, quick light. Prismatic sentences take an image, a phrase, a moment from one page and refract it through the twists and turns of a character to send it cascading into the final pages. Sentences delicately attuned to the small shifts of a moment carve out the casual cruelties of a character, and also shape tenderly the private hell she suffers. An earthy turn of phrase is wickedly funny, and also embodies depths of human kindness, frailty and love.

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